Interest Rates 2025 Mortgage Companies. Greg mcbride, bankrate’s chief financial analyst, expects rates to fall gradually throughout the year, reaching 5.75 percent by the end of 2025. Navigate the mortgage interest rates 2025 with confidence.

Some mortgage companies advertise low rates, but they make up for them by charging plenty of lender fees. Expect prime rate at 4.95% by the middle of 2025.